Welcome to MOHELA - the Missouri Higher Education Loan Authority - committed to excellent student loan servicing and helping families successfully repay student loans. Whether you are a student planning for college, a parent supporting your child's educational journey, or a borrower managing student loan repayment, MOHELA is here to guide you along your repayment journey.
MOHELA is a non-profit organization dedicated to providing world-class customer service for student loan borrowers. With over 40 years of experience in the student loan servicing industry, our dedicated customer service team has the expertise to help you manage your loans - answer any account questions, help you explore your benefits and repayment options, and process your payments.
At MOHELA, our commitment is to provide exceptional customer service to help ease the burden of financing higher education. We are committed to giving our customers a first-rate experience. To aid in repaying your student loans, we promise to listen, offer customized solutions to meet your specific needs, and provide superior guidance as your resource expert.
Make Payments: Easily manage your payments through our secure platform, providing a convenient way to stay on top of your financial obligations. MOHELA offers several online tools to manage your account.
Change Repayment Plans: Explore flexible repayment options aligned with your evolving financial situation, ensuring your student loan payments fit your current circumstances.
Explore Options: Navigate various choices for loan management, from deferment and forbearance, to forgiveness programs, to help find the solutions that best fit your goals.
Get Help: Whether you have questions, need assistance with your account, or require guidance on financial matters, our dedicated support team is here to assist you at every step.
We know student loans are often one of graduates' first significant financial obligations. As your student loan servicer, we are here to help answer any questions you may have, explore your benefits and repayment options, and process payments on your behalf. At MOHELA – we are here to help!
Check out our 2023 Year-in-Review! MOHELA is dedicated to helping borrowers navigate their student loans.
It's official! We're pleased to be your new student loan servicer and are committed to providing you a first-rate customer experience. Remember, not much has changed. You'll even be able to use the same user ID and password you used at Navient to log into our website. Learn more about MOHELA and get answers to frequently asked questions.
We're glad you're here and value your trust. Take a moment to review our privacy policy to understand how we protect your information.
We encourage those with federal loans to visit StudentAid.gov for the latest information about debt relief and qualifications.
If you're a federal loan borrower, you may be eligible for Public Service Loan Forgiveness (PSLF). Contact our public service specialists or go to StudentAid.gov to learn about PSLF and other programs - such as the Temporary Expanded Public Service Loan Forgiveness (TEPSLF).
Note: PSLF is not available on private student loans.